FINANCIAL MANAGEMENT SKILLS AMONG KINDERGARTEN TEACHERS IN SELANGOR

Although financial management is one of the most important skills in life, its importance is still not being recognized by society due to lack of exposure. Few studies address this issue. This study aims at identifying financial management skills among kindergarten teachers in Selangor. This study involved 60 teachers from selected kindergartens in Selangor. It is conducted to determine the level of financial literacy and financial management skills among kindergarten teachers. The research used quantitative methodology and data were analyzed using descriptive methods. The results of this study showed that kindergarten teachers have a high level of financial literacy and financial management skills especially in basic financial concepts involving expenses and savings. The findings also showed that there were differences between the level of financial management skills of urban and rural kindergarten teachers especially in the aspect of credit management.