Transferts informels de fonds en Algérie: cas des migrants kabyles en France

The phenomenon of the remittances of the emigrants has for some years interest from severalinternational institutions (World Bank, IMF, OECD). These institutions have emphasized theimportance of remittances to their countries of origin, particularly developing countries.Although the volume of remittances is large, it is still underestimated by official statistics of theas more and more amounts are transferred through informal channels. Algeria, like thosedeveloping countries, benefits from this type of informal transfer of funds from emigrants andhas a large community of emigrants in France. After reviewing a brief survey of thephenomenon, we will present the tendency of these informal remittances concerning the Algeria-France migration corridor by adopting the method of questionnaire survey among the beneficiaryhouseholds of these transfers in the Wilaya of Tizi Ouzou. We chose a geographically delimitedarea but representative space, given its migratory tradition. The survey reveals that informalchannels remain a preferred channel for sending funds despite improved financial servicesprovided by banks (about three out of five households prefer informal channels).