DocumentCode
1495661
Title
M-Payment Between Banks Using SMS [Point of View]
Author
Soni, Avan
Author_Institution
Acharya Motibhai Patel Inst. of Comp. Studies, Ganpat Univ., Kherva, India
Volume
98
Issue
6
fYear
2010
fDate
6/1/2010 12:00:00 AM
Firstpage
903
Lastpage
905
Abstract
The m-payment (mobile payment) transaction model between consumer and merchant in m-commerce (mobile commerce) is easy for payment anywhere and anytime because it is SMS-based. Advanced mobile phones are not needed and no extra charges are imposed by third-party payment gateways. This model is very useful for small consumer and small merchant via bank transaction. Security can be increased by including biometrics. This is simply a model. Hardware-side security features are very powerful for making secure m-payment transactions.
Keywords
bank data processing; electronic messaging; mobile computing; mobile handsets; transaction processing; SMS; bank transaction; biometrics; m-commerce; m-payment transaction model; mobile commerce; mobile payment; mobile phone; third party payment gateways; Banking; Credit cards; Electronic commerce; Mobile communication; Mobile computing; Mobile handsets; Personal digital assistants; Wireless application protocol;
fLanguage
English
Journal_Title
Proceedings of the IEEE
Publisher
ieee
ISSN
0018-9219
Type
jour
DOI
10.1109/JPROC.2010.2047216
Filename
5466601
Link To Document