• DocumentCode
    2839043
  • Title

    Credit Scoring Model Based on Simple Naive Bayesian Classifier and a Rough Set

  • Author

    Jiang, Yi ; Wu, Li Hua

  • Author_Institution
    Dept. of Comput. Sci., Xiamen Univ., Xiamen, China
  • fYear
    2009
  • fDate
    11-13 Dec. 2009
  • Firstpage
    1
  • Lastpage
    4
  • Abstract
    This paper presents a new approach to credit scoring by synthesizing simple nai¿ve Bayesian classifier (SNBC) and the rough set theory. We adopted the combination of SNBC and rough set theory to build credit scoring model. The experiment was done on German Credit Database and showed that the model has a good prediction performance and has real world value upon application.
  • Keywords
    Bayes methods; finance; pattern classification; rough set theory; German Credit Database; credit scoring; rough set theory; simple naive Bayesian classifier; Bayesian methods; Computer science; Data mining; Databases; Finance; Linear discriminant analysis; Logistics; Predictive models; Set theory; Statistical analysis;
  • fLanguage
    English
  • Publisher
    ieee
  • Conference_Titel
    Computational Intelligence and Software Engineering, 2009. CiSE 2009. International Conference on
  • Conference_Location
    Wuhan
  • Print_ISBN
    978-1-4244-4507-3
  • Electronic_ISBN
    978-1-4244-4507-3
  • Type

    conf

  • DOI
    10.1109/CISE.2009.5364639
  • Filename
    5364639