Modeling of policy-based mobile payment

Today??s digital mobile telecommunication becomes a secure channel of payment for e-commerce. But there is some limitation of current state of mobile payment process. Even though payment through mobile phone gives us new trustful channel, more flexible approach is required for adopting merchant and end-user??s constraints. By applying policy scheme to mobile payment domain, more flexible charging is possible without sacrificing customer??s privacy. In this paper we propose an information model and architecture of policy-based mobile payment.