Empirical Analysis on Factors of China´s Household Savings

Saving deposit, recorded as an important indicator of GDP, has important effects on the national macro-control. For a long time, China´s saving deposit occupies an important place in the total GDP, which is different from the economic model in developed countries where consumption and investment are dominant. So, analyzing savings has important significance to the national economy. This article selects the residents savings data from 1992 to 2009, tries to analyzes the influential factors of residents in our country empirically, and presents corresponding policies with the specific model.