Modeling M-SaaS delivery model for threshold-based credit recharging using M-banking

Author

Mushi, Joseph Cosmas ; Tan, Guan-zheng ; Musau, Felix ; Wilson, Cheruiyot

Author_Institution

Central South Univ., Changsha, China

Volume

2

fYear

2011

fDate

11-13 March 2011

Firstpage

307

Lastpage

311

Abstract

The emerging of cloud computing has brought about new hope for efficient adoption and use of computer-based information system. Software as a Service (SaaS) allows online customers to use applications on the Internet on a payas-you-go basis without investing in new infrastructure or software license. However, current SaaS delivery model bring challenge to online customers in community with poor financial services like online bank-transaction or credit cards. This study proposes Mobile-SaaS delivery model to facilitate online charging and credit-recharging mechanisms for SaaS application. The model use mobile-phone monetary services (M-banking) to support online charging, and adopts threshold-based credit recharge technique to support credit recharging.

Keywords

bank data processing; cloud computing; credit transactions; information systems; mobile computing; cloud computing; computer-based information system; credit cards; mobile banking; mobile-phone monetary service; mobile-software as a service delivery model; online bank-transaction; online charging; pay-as-you-go basis; software license; threshold-based credit recharging; Banking; Biological system modeling; Computational modeling; Mobile communication; Mobile computing; Servers; Software; M-banking; mobile network; online recharging; software as a service (SaaS);

fLanguage

English

Publisher

ieee

Conference_Titel

Computer Research and Development (ICCRD), 2011 3rd International Conference on

Conference_Location

Shanghai

Print_ISBN

978-1-61284-839-6

Type

conf

DOI

10.1109/ICCRD.2011.5764138

Filename

5764138