Personal development on Web2.0 cloud

Networked personal spaces being created by people very often impact the quality of their lives, their applicability, socialization and credit. The article implements the term Personal Credit Porfolio and argue with the opinions of the authors, who distinguish two parts of the personal portfolio: portfolio as the process and portfolio as the product. Such fact cannot be taken into account that the man works in draft first, not obligatorily, only for himself (portfolio as a process) and then he chooses and shows what should be a presentation of him (portfolio as a product). By the tools of Web 2.0 (read/write web) everybody builds his positive digital identity - personal credit portfolio - continually, often in unexpected connections. Cloud computing a deep web forces the work to be started with the potential to be a thought paper that might be read by millions. An idea of Personal Credit Portfolios creation is applied not only in university practice but after-school space as well; the article shows implementation of A Model of Learning Powered by Technology at university environment where students developed their own Personal Positive Digital Identity on Web2.0 cloud.