THE MAIN PROBLEMS OF THE IMPROVEMENT OF BANKING SYSTEM

In this study we want to show that how can government intervention weaken our key activities in the banking system, so we should try to find some solutions for the continuity and profitability of the banking system in the framework of non-usury banking. Along this we will bring about some assumptions and try to test them on increasing or decreasing of the bankʹs revenue. In this research there are a lot of problems such as in adequate information, non corporation of information recourses confidentiality, differences between Iranian and foreign banking rule, differences of financial market capacity between Iran and development countries and problems of communication with Iranian banks manger and experts. Our methodology here is descriptive and referring to libraries and articles presented in seminars and Internet and use of profit rates of deposits and facilities were used as encouraging or drawing back instruments for these kinds of activities, which eventually directed them to non depositary activities.