Hurricane simulation techniques for the evaluation of wind-speeds and expected insurance losses

This paper describes the development of event-based hurricane simulation techniques for the evaluation of long-term risks in the Southeastern United States. Numerical simulation techniques were used to evaluate the 50-yr mean recurrence interval gradient wind-speeds for hurricane-prone regions in the study area. Using a damage model derived from actual insurance loss data and developed by the authors, the expected annual insurance losses were evaluated. The state of South Carolina was used as a case study to demonstrate the applicability of this system.