• Title of article

    Non-life rate-making with Bayesian GAMs

  • Author/Authors

    Denuit، نويسنده , , Michel and Lang، نويسنده , , Stefan، نويسنده ,

  • Issue Information
    روزنامه با شماره پیاپی سال 2004
  • Pages
    21
  • From page
    627
  • To page
    647
  • Abstract
    This paper aims to propose modern rate-making techniques based on Generalized Additive Models (GAMs) and extensions. The method accounts for discrete, continuous, categorical and spatial risk factors in a Bayesian framework. It uses computer-intensive simulation methods for statistical inference. Numerical illustrations based on a Belgian MTPL portfolio enhance the interest of the approach.
  • Keywords
    Smoothness priors , Rate-making , Poisson regression , MTPL insurance , Lognormal regression , Postcodes , Bayes models , MCMC
  • Journal title
    Insurance Mathematics and Economics
  • Serial Year
    2004
  • Journal title
    Insurance Mathematics and Economics
  • Record number

    1542845