Author/Authors :
Mighri، Zouhayer نويسنده PhD student in Finance and Accounting Methods, RTIGE Laboratory, University of Sfax, Faculty of Economics and Management, Sfax, Tunisia (FSEG), Airport Road, km 4.5,PB: 1088, Sfax 3018, Tunisia. Higher Institute of Business Administration, Sfax, Tunisia (ISAAS), Postal Address: ISAAS - 3018 SfaxTunisia , , Jarboui، Anis نويسنده Department of Finance and Accounting, Higher Institute of Business Administration of Sfax (ISAAS), Tunisia ,
Abstract :
This paper aims to draw an average cognitive map in order to explain the repayment default
factors of the Tunisian micro-borrowers (the factors accounted for the failure of the microborrowers’ repayment in the micro-credit associations in Tunisia). The method adopted in
the study of this phenomenon is the cognitive approach. Our study extends micro-finance
literature and previous studies by proposing a new approach to build an average cognitive
map for the explanation of micro-borrowers failure.