Author/Authors :
AKRAM, WAQAR Sukkur Institute of Business Administration (IBA) - Department of Business Administration, Pakistan , AKRAM, WAQAR University of Sargodha, Pakistan , AKRAM, WAQAR Zarai Taraqiati Bank, Pakistan , AKRAM, WAQAR Government College University, Pakistan , HUSSAIN, ZAKIR Sukkur Institute of Business Administration (IBA) - Department of Business Administration, Pakistan , HUSSAIN, ZAKIR Zarai Taraqiati Bank, Pakistan , HUSSAIN, ZAKIR University of Sargodha, Pakistan , HUSSAIN, ZAKIR Government College University, Pakistan , AHMAD, NISAR University of Sargodha, Pakistan , AHMAD, NISAR Sukkur Institute of Business Administration (IBA) - Department of Business Administration, Pakistan , AHMAD, NISAR Government College University, Pakistan , AHMAD, NISAR Zarai Taraqiati Bank, Pakistan , HUSSAIN, IJAZ Sukkur Institute of Business Administration (IBA) - Department of Business Administration, Pakistan , HUSSAIN, IJAZ Government College University, Pakistan , HUSSAIN, IJAZ University of Sargodha, Pakistan , HUSSAIN, IJAZ Zarai Taraqiati Bank, Pakistan
Abstract :
In the present study, the economic efficiency of credit and noncredit users in agriculture farms was estimated through frontier production function approach. In total, 152 farmers were selected through simple random sampling from District Sargodha of Punjab Province. The results of the study revealed that mean technical efficiency in the region was 0.90 and 0.79 percent of the credit and non-credit users, respectively. The high technical efficiency of credit users was safely attributed to credit availability through which they have a timely access to farm inputs. But still farmers were mis-allocating their resources means inputs at farm level. In this regard farmers need extension services along with credit use to make them economically efficient.
