Problems in Micro Financing Of Bangladesh: A Study on Grameen Bank

Bangladesh has been perhaps the most important hearth on the globe for micro finance providing organizations. In recent years, micro credit or in its wider dimension micro finance, has become a much favored intervention for poverty alleviation in the developing and least developed countries. Grameen Bank assists the rural poor to reduce their poverty and for socio economic development by micro financing. In this context, the employees of GB work at grass- root level. After providing loan to the clients, Field officers collect the amount of instalment by visiting to their clients’ houses. In addition to this, they provide direct service for the utilization of loan. Since the clients are less educated and encompassed with their local culture, so the field officers are to face of various types of problems. The purpose of the study is to find out the problems faced by the women entrepreneurs and bank personnel at the time of executing micro finance of Grameen Bank in Bangladesh. In view of the above, a total number of 100 clients from 5 bank branches and 20 bank personnel of GB were interviewed for the study. Two sets of interview schedules were used to collect data from the respondents. To overcome the problems and for playing sustainable role by GB on women entrepreneurship development through micro finance we suggest some recommendations.