An Evaluation of the Possible Strategy for Effective Functioning of the Bank of Agriculture (BOA) in Kogi State, Nigeria. A Case Study of Food Crop Farmers Loan Beneficiaries

The study evaluated the possible Remedies for the effective functioning of the Bank of Agriculture (BOA) in Kogi State, Nigeria. Using the food crop farmers as a case study, a multi-stage random sampling technique was used to select three agricultural zone in Kogi State ( zone A, B, and C).Primary data were collected through the use of structured questionnaire which were administered to farmers who are clients of BOA. The major tool of analysis is the Likert scale of analysis. The study find out that, strengthening of the group for better performance, establishing mechanism to protect farmers from undue competition for fund in BOA and establishing mechanism to check diversion of fund in BOA were seen by the respondents as most important strategies for sustainable and successful BOA service delivery to farmers in Kogi State. The study recommend that BOA should establish mechanism for monitoring of the progress and effect of BOA service delivery to farmers and enlightened farmers, especially in the rural are on the mandate of BOA.