Title of article :
Data breachesandidentitytheft
Author/Authors :
William Roberds، نويسنده ,
Issue Information :
روزنامه با شماره پیاپی سال 2008
Abstract :
An environmentisanalyzedinwhichagentsjoinclubs(paymentnetworks)inorderto
facilitatetrade.Thenetworkscompilepersonalidentifyingdata(PID)soastomatch
transactors totransactionshistories.Technologicallimitationscausethenetworks’data
managementpracticestoimpacteachother’sincidenceandcostsofidentitytheft.Too
muchdatacollectionandtoolittlesecurityariseinequilibriumwithnoncooperative
networks comparedtotheefficientallocation.Anumberofpotentialremediesare
analyzed: (1)reallocationsofdata-breachcosts,(2)mandatedsecuritylevels,and(3)
mandatedlimitsontheamountofdatacollected
Keywords :
Identity theftIdentity fraudData breachFraudMoneySearch
Journal title :
Journal of Monetary Economics
Journal title :
Journal of Monetary Economics
