Abstract :
India is among the world’s most efficient financial markets in terms of technology, regulation
and systems. It also has one of the highest savings rate in the world - our gross household
savings rate, which averaged 19% of gross domestic product between 1996-97 and 1999-2000,
increased to about 23% in 2003-04 and has been growing ever since. While savings are more in
india, where the savings are invested is a cause for concern. Investments by households have
been more into either bank fixed deposits, risk-free government-backed securities and lowyielding
instruments, or in non-financial assets. This study would also show that how much
aware women are about the investment benefits and whether they invest their money or not, and
if invested, how much money is invested by them. The present paper aims to study the
investment behavior among the working women in punjab. Efforts have been made to determine
the level of agreement of working women of punjab on various aspects of investment planning.
