Phenomenology of pseudo Dirac neutrinos

We formulate general conditions on 3×3 neutrino mass matrices under which a degenerate pair of neutrinos at a high scale would split at low scale by radiative corrections involving only the standard model fields. This generalizes the original observations of Wolfenstein on pseudo Dirac neutrinos to three generations. A specific model involving partially broken discrete symmetry and solving the solar and atmospheric anomalies is proposed. The symmetry pattern of the model naturally generates two large angles one of which can account for the large angle MSW solution to the solar neutrino problem.