The Study of Banking System Participatory Role in the Development of City’s Spatial Using ARDL Method (Case Study Urban Centers of Ilam Province)

Spatial development in the city centers of our country had been started from the past few decades and it is growing rapidly. So, the financial factors especially the banking facilities among many effective factors have increased its speed. Therefore, in this study for a period of ten years (2011-2002), to explore ways of financing such as bank loans, government grants and income municipals in the spatial development of urban centers of Ilam province by Using econometric model(ARDL) having been studied. results of analyzing this model show that among of ways financing Spatial development, the governmental aids and the banking facilities have a significant and positive and direct influence on spatial development if of Ilam province city centers and the municipal revenues have no significant and direct influence of spatial development of Ilam province city centers. Such that, any One million increase in the government aid 1.62 acres and any One million increase in the banking facilities 0.02 acres is improves spatial development.