مفهوم عملية التحويل المصرفي و طبيعتها القانونية

The bank transfer can be considered a formal process based on the idea of ​​double entry on the debit side of the orderer’s account and on the credit side of the beneficiary’s account, and it was considered accordingly that the bank’s commitment to the beneficiary does not find its reason in the transfer order, but rather finds its reason in this entry, which makes The bank owes the beneficiary the amount that has been credited to the latter’s account, and this view considers the bank transfer as one of the technical trade law mechanisms where the process is printed in the nature of the banking mechanism, and this mechanism allows the transfer of an existing item in a bank account to another bank account, so that the settlement of The rights of all parties by way of accounting entries, just as if they were settled by way of money transfer by physical transfer.