تحليل معدل التعويضات في التامين الحكومي على المركبات في سورية

Insurance sector is considered one of the most important financial services sectors around the world, because accompanies economical activities , contributes to their support , and maintains their stability , the important social role of insurance activity is highlighted through job vacancies provided ,or through its contribution in the social stability . Our study aims to review the main important of government insurance on vehicles in Syria through analytical study the rate of compensation of such branch in Syrian Insurance Company since it is the company that practices government insurance, in addition to spot the light on insurance effect on the total business of such company from 2007 to 2012 The study can conclude that government insurance sector of vehicles in Syria constitutes the main share of business volume of Syrian Insurance Company. This indicates the weakness of other insurance branches, in addition to the emergence of the impact of political security, economic crisis experienced by Syria on such sector starting from the decrease of insurance premiums to the increase of vehicles accidents number which led to the increase of the paid compensation installments and company’s reserves which caused unforeseen losses to the company.