Engineering a sustainable banking system for rural India

Leveraging Information and Communication Technology (ICT) to design and implement a sustainable Rural Banking system for Indian Villages is a multifarious and humungous mission with a discernible Socio-technical dimension. This paper charts the course of Engineering and Sustenance practices to be put in place in line with the social ethos of the vast populace at the Bottom of the Pyramid (BOP) of the villages in India to create a truly sustainable eco-system in which a Financial Inclusion (FI) System can produce Shared Value for all the stakeholders. The purpose of this paper is to underscore the role of ICT in association with sustainable engineering practices as a cornerstone in understanding what it takes to cater to the banking needs of the BOP Population and provide them with an effective solution. In this paper we also present an illustration of successful integration of ICT and Sustainability that delivers revenues to the business organization besides contributing for the betterment of the rural community at large.