Abstract :
The USDA´s (US Department of Agriculture) Rural Housing Service administers a loan program that lends or guarantees mortgage loans to people living in rural areas. To administer these nearly 600000 loans, the department maintains extensive information about each one in its data warehouse. As with most lending programs, some USDA loans perform better than others. Basic data mining techniques helped the USDA´s Rural Housing Service better understand and classify problem loans
Keywords :
data mining; data warehouses; mortgage processing; public administration; US Department of Agriculture; USDA Rural Housing Service; USDA loans; data mining case study; data mining techniques; data warehouse; loan program; loan risk assessment; mortgage loans; problem loans; rural areas; Communication industry; Computer aided software engineering; Data mining; Data models; Data warehouses; Loans and mortgages; Ores; Predictive models; Tail; US Department of Agriculture;
