Design of a personal financial planning management information system

In recent years, the rising price of international crude oil has led to an increase in living expenses, as the fixed deposit interest rates cannot keep up with price inflation, forcing fixed salary earners to reduce expenditures, and create progressive savings plans. This study uses Visual Basic for programming, and adopts the Open Database method of saving data in an Access database, in order to develop a personal financial planning management system. This system provides financial planning functions, including accounting, budgeting, financial planning, and monitoring. The system design includes user accounts, password settings, a security management system, journal-type account management, displayable account subjects, options for additional budgeting lists, modification and deletion options, revenues and expenditures of annual accounting subjects, and legends and records displays for related income and expenses, assets and liabilities, profit and loss accounts. The system is suitable for personal financial planning.