Financial exclusion of migrant workers: The evidence from eastern typical city investigation

Based on the investigation on 800 migrant workers in Hangzhou, this report analyses the factors impacting financial investment behavior of migrant workers quantitatively by binary Logistic model. It draws a conclusion that the income and the family scale are the most important two factors impacting financial exclusion degree of migrant workers. The lower the educational level, the higher the financial exclusion degree. Different kinds of financial exclusion have different influencing factor. Based on the above discovery, we put forward propositions to improve financial investment behavior of migrant workers, thus raise the property income of migrant workers.