Abstract :
Notice of Retraction
After careful and considered review of the content of this paper by a duly constituted expert committee, this paper has been found to be in violation of IEEE´s Publication Principles.
We hereby retract the content of this paper. Reasonable effort should be made to remove all past references to this paper.
The presenting author of this paper has the option to appeal this decision by contacting TPII@ieee.org.
Comparing to the large-scale enterprises, the inborn weakness of SME restrains the financial support from the financial institutions. From the early 1990s, China´s guarantee agencies were established and gradually grew into take shape, to some extent, it played positive role in supporting the SME financing. However, because of missing infrastructure in financing guarantee system and guarantee administration system, the SME financing problem cannot be effectively resolved. Therefore, the establishment of dual-structure of guarantee& insurance, with the good mechanism of risk diversification & transfer, and the improvement of social environment, would become long-term effective system arrangement which can play important role in market orientation.