Performance of Different Mobile Payment Service Concepts Compared with a NFC-Based Solution

Author

Massoth, Michael ; Bingel, Thomas

Author_Institution

Dept. of Comput. Sci., Darmstadt Univ. of Appl. Sci., Darmstadt

fYear

2009

fDate

24-28 May 2009

Firstpage

205

Lastpage

210

Abstract

The paper compares the performance of different traditional mobile payment service concepts with a state of the art NFC-based mobile payment solution. The goal is to evaluate the different mobile payment concepts, not their software implementation, from a performance and end-to-end service duration time point of view. Overall, there have been five different mobile payment services developed, implemented and benchmarked for the concept comparison, namely: interactive voice response, short message service, Wireless Application Protocol, one time password generator as well as a solution based on near field communication.

Keywords

electronic messaging; electronic money; interactive systems; message authentication; mobile computing; protocols; NFC; end-to-end service duration time; interactive voice response; mobile payment service concepts; near field communication; one time password generator; short message service; software implementation; wireless application protocol; Application software; Authentication; Computer science; Credit cards; Message service; Mobile communication; Mobile computing; Social network services; Web and internet services; Wireless application protocol; Interactive Voice Response; Mobile payment; Near Field Communication; One Time Password Generator; Short Message Service; Wireless Application Protocol;

fLanguage

English

Publisher

ieee

Conference_Titel

Internet and Web Applications and Services, 2009. ICIW '09. Fourth International Conference on

Conference_Location

Venice/Mestre

Print_ISBN

978-1-4244-3851-8

Electronic_ISBN

978-0-7695-3613-2

Type

conf

DOI

10.1109/ICIW.2009.112

Filename

5072520