Title :
Research on the Credit Risk Evaluation and Forecast of Housing Mortgage Loans
Author :
Wang, Fei ; Song, Zhigang
Author_Institution :
Sch. of Bus., Sias Int. Univ., Xinzheng
Abstract :
This article aims to analyze the problems of housing mortgage loans. And it establishes an index system of credit risk evaluation according to the differences between developers and lenders. Based on artificial neural network, it establishes a credit risk evaluation and forecast model in housing mortgage loans, which will lay a foundation for the change of credit risk evaluation pattern and for the efficient support in loan decision-making.
Keywords :
decision making; financial management; forecasting theory; neural nets; real estate data processing; risk management; artificial neural network; credit risk evaluation; forecast model; housing mortgage loans; loan decision-making; Artificial neural networks; Banking; Forward contracts; Information technology; Law; Loans and mortgages; Predictive models; Risk analysis; Risk management; Technology forecasting; Artificial Neural Network; Credit Risk; Housing Mortgage Loans;
Conference_Titel :
Intelligent Information Technology Application Workshops, 2008. IITAW '08. International Symposium on
Conference_Location :
Shanghai
Print_ISBN :
978-0-7695-3505-0
DOI :
10.1109/IITA.Workshops.2008.38
