IDA-Pay: An innovative micro-payment system based on NFC technology for Android mobile devices

Author

Mainetti, Luca ; Patrono, Luigi ; Vergallo, Roberto

Author_Institution

Dept. of Eng. for Innovation, Univ. of Salento, Lecce, Italy

fYear

2012

fDate

11-13 Sept. 2012

Firstpage

1

Lastpage

6

Abstract

The evolution of modern mobile devices towards novel Radio Frequency (RF) capabilities, such as Near Field Communication (NFC), leads to a potential for delivering innovative mobile services which is still partially unexplored. Mobile NFC micro-payments systems can enhance the daily shopping experience, but the access to payment security resources of a mobile device (e.g. the “Secure Element”) by third party applications is still blocked by smartphone and OS manufacturers. In this paper, the IDA-Pay system is presented, an innovative and secure NFC micro-payment system based on peer-to-peer NFC operating mode for Android mobile phones. It allows to guarantee mobile-to-POS micro-payment services, bypassing the need for special hardware. A validation scenario is also depicted in order to demonstrate the system effectiveness.

Keywords

Internet; financial data processing; mobile computing; peer-to-peer computing; retail data processing; smart phones; Android mobile devices; IDA-Pay; NFC technology; OS manufacturers; RF; Secure Element; daily shopping experience enhancement; innovative micropayment system; innovative mobile service delivery; mobile NFC micropayments systems; mobile-to-POS micropayment services; near field communication; payment security resources; peer-to-peer NFC operating mode; radio frequency capabilities; smartphone manufacturers; Credit cards; Google; Mobile communication; Security; Smart phones; Standards;

fLanguage

English

Publisher

ieee

Conference_Titel

Software, Telecommunications and Computer Networks (SoftCOM), 2012 20th International Conference on

Conference_Location

Split

Print_ISBN

978-1-4673-2710-7

Type

conf

Filename

6347614