Strategy Research of International Trade Financing of Small and Medium Foreign Trade Enterprises in Heilongjiang Province

With the expansion of foreign trade scale and the increasing of demand for capital of enterprise in Heilongjiang Province, we advance new demand of trade financing. However, compared to coastal developed cities, the trade financing in Heilongjiang province still has a long way to go. Because of enterprises´having not enough knowledge of trade financing, bank´s lacking of creativity and imperfection of credit system, the foreign trade enterprises in Heilongjiang province have the problems of effective demand insufficiency and the obstruction of supply in trade financing. Based on the background of increasingly internationalization of financing and foreign trade enterprises´ imperious demands for funds, this paper started from the current situation of trade financing of foreign trade enterprises of Heilongjiang province, explored the problems and obstacles existed in the trade financing cooperation between foreign trade enterprises and banks, proposed the conception about trade financing mode selection strategy and new enterprises´ credit system for the first time. We pointed out that the bank´s trade finance products and their pricing should be adapted to the actual needs of foreign trade enterprises, and stressed that the commercial banks should strengthen the risk control of trade financing and so on, in order to comprehensively promote foreign trade and economic sustainable development of Heilongjiang Province.