Savings deposits analysis of residents in Shanxi Province empirical

Based on the theory of saving research in western, and the changes in household savings deposits caused by changes in disposable income which is caused by the development of Shanxi Province for the past two years, the paper establish the model. Through the empirical analysis and regression testing of the factors which affect the residents of deposits. The results show that the key facter, which increases household savings deposits of urban and rural residents in Shanxi Province, is increasing the disposable income. And according to the empirical analysis of the above conclusions, the paper gives some appropriate policy recommendations