Research on the Adjustment of Engineering Insurance Rate Based on AHP under the Condition of Unit Price Contract

Regarding the rate-making method of engineering insurance, there isn´t a uniform standard in the field of insurance for a long time. Although there is a trend to calculate the engineering insurance rate based on the method of risk coefficient adjustment recent years, it doesn´t consider the significance of the risk synthetically by combining project cost and doesn´t consider the risk control condition of the insurance policy holder adequately. In order to define the engineering insurance rate objectively, this paper will evaluate the risk with the AHP method and intensively consider the cognition and control on risk by contractors and project owners. This paper also proposes a method to determine the adjustment coefficient of engineering insurance rate based on AHP under the condition of unit price contract, and proves the feasibility of the method.