• DocumentCode
    2205985
  • Title

    Applicability Analysis of the Models on Prepayment

  • Author

    Tan, Xueyan ; Li, Jiayu

  • Author_Institution
    Sch. of Humanities & Economic Manage., China Univ. of Geosci. (Beijing), Beijing, China
  • fYear
    2009
  • fDate
    26-28 Dec. 2009
  • Firstpage
    4211
  • Lastpage
    4213
  • Abstract
    Prepayment risk of the residential mortgage has gradually become important to commercial banks. It affects banks´ income, disturbs cash flow management, triggers reinvesting risk and blocks the process of securitization. This paper states four main methods of constructing empirical models, focuses on analyzing their applicability in China and finally comes to a conclusion that an econometric model is a suitable choice.
  • Keywords
    econometrics; applicability analysis; cash flow management; commercial banks; econometric model; prepayment models; residential mortgage; Conference management; Econometrics; Economic forecasting; Economic indicators; Information analysis; Information science; Loans and mortgages; Predictive models; Risk analysis; Risk management;
  • fLanguage
    English
  • Publisher
    ieee
  • Conference_Titel
    Information Science and Engineering (ICISE), 2009 1st International Conference on
  • Conference_Location
    Nanjing
  • Print_ISBN
    978-1-4244-4909-5
  • Type

    conf

  • DOI
    10.1109/ICISE.2009.322
  • Filename
    5454453