Title :
The Risk of Loan Consuming by SMEs Based on the Supply Chain
Author :
Li AnYu ; Sun QiuWen
Author_Institution :
Univ. of Int. Bus. & Econ., Beijing, China
Abstract :
For the high bad-loan ratio of SMEs, banks are increasingly cautious to provide loans to SMEs. Based on the asymmetric information theory, we put forward the concept of "loan consuming radius (LCR)" from the depth dimension of supply chain. Then we characterize the loan risk of SMEs by this new concept.
Keywords :
banking; small-to-medium enterprises; supply chains; SME; asymmetric information theory; bad loan ratio; banks; depth dimension; loan consuming radius; supply chain; Companies; Contracts; Economic indicators; Games; Investments; Nash equilibrium; Supply chains; loan consuming radius; loan risk; loans of SMEs; supply chain;
Conference_Titel :
Management of e-Commerce and e-Government (ICMeCG), 2012 International Conference on
Conference_Location :
Beijing
Print_ISBN :
978-1-4673-2943-9
DOI :
10.1109/ICMeCG.2012.24
