A Secure and Trusted Channel Protocol for the User Centric Smart Card Ownership Model

The User Centric Smart Card Ownership Model (UCOM) provides an open and dynamic smart card environment enabling cardholders to request installation/deletion of an application to which they are entitled. As in this model, smart cards are not under the control of a centralised authority; hence, it is difficult for an application provider to ascertain their trustworthiness. At present, proposed secure channel protocols for the smart card environment do not provide adequate assurance required by the UCOM. In this paper, we explore the reasons behind their failure to meet the UCOM requirements and then propose a secure and trusted channel protocol that meets them. In addition, the proposed protocol is also suitable to GlobalPlatform´s consumer-centric smart cards. A comparison of the proposed protocol with existing smart card and selected Internet protocols is provided. Then we analyse the protocol with the CasperFDR tool. Finally, we detail the implementation and the performance measurement.