Abstract :
The leading companies in general insurance are much more concerned with an overall approach to "risk management", emphasising the importance of identification and evaluation of risks together with the measures taken to reduce those risks; this is often done by working in partnership with clients to reduce exposure to risks, taking a judicious approach to the whole aspect of risk management. The author discusses the history of engineering insurance and then goes on to discuss regulations and inspections regarding electrical safety. The response to improving safety of electrical installations is also discussed