The key technology of the new generation business system used in the domestic commercial bank

The domestic commercial banks build a new generation of business system by the introduction of the overseas core business system. It has become a trend over the next few years that integrating various business channels by centralizing business platforms and altering the business model based on accounting treatment into the operation model of customer-oriented. This paper reports the key technology of the new generation business system adopted by a domestic commercial bank, which has recently been online successfully as the first case in china. The new system is divided into access layer, support layer, application service layer and business system layer which respectively implements the functions of docking client, unifying data format, exchanging data, database services and etc. This paper describes the target architecture, technical support and the physical configuration of the new system. The target system includes eight application groups: The core and third part systems; The service bus; Plug-in-business system; Agency business system; Managed application System; Analysis applications System; Payment, Union Pay and other external front-end system; Fore-end serves channel and their support system. And take the process scheme of the credit management system and core business inquiring and reports printing system for example to show the effectiveness of the new system.