Title :
Online Banking Authentication Using Mobile Phones
Author :
Fang, Xing ; Zhan, Justin
Author_Institution :
Nat. Center for the Protection of Financial Infrastruct., Madison, SD, USA
Abstract :
Online banking authentication plays an important role in the field of online banking security. In past years, a number of methods, including password token, short message password, and USB token, have been developed for online banking authentication. In this paper, we introduce a new authentication protocol for online banking. Our approach enhances performance and robustness against various attacks by using mobile phones to store digital certificate for clients. We provide attack analysis to illustrate the strength of the protocol.
Keywords :
bank data processing; cryptographic protocols; mobile computing; mobile handsets; public key cryptography; USB token; authentication protocol; digital certificate; mobile phones; online banking authentication; online banking security; password token; short message password; Authentication; Banking; Information security; Message service; Mobile handsets; National security; Protection; Protocols; Universal Serial Bus; Web and internet services;
Conference_Titel :
Future Information Technology (FutureTech), 2010 5th International Conference on
Conference_Location :
Busan
Print_ISBN :
978-1-4244-6948-2
DOI :
10.1109/FUTURETECH.2010.5482634
