Title :
The Credit Risk Analysis and Prevention of Third Party Payment Platform
Author :
Jindi, Liu ; Yong, Xu
Author_Institution :
Sch. of E-Bus., South China Univ. of Technol., Guangzhou
Abstract :
According to the application of third party payment platform in B2C and C2C, this paper puts forward a precaution scheme against the credit risk. As a product of lack of credit, the third party payment platform solves the payment and credit problems to some extent. But there are also some credit flaws in it and need to optimize. This topic will discuss the credit risks caused by traders and sedimentary money and make some innovative solutions, such as process optimization and capital trusteeship with guarantee of insurance, and analyze the application value of these methods, as well as third-party payment platform profit mode after improvements.
Keywords :
credit transactions; financial management; risk analysis; capital trusteeship; credit risk analysis; credit risk prevention; process optimization; third party payment platform; Business; Electronic commerce; Financial management; Forward contracts; Information security; Insurance; Logistics; Optimization methods; Process design; Risk analysis;
Conference_Titel :
Electronic Commerce and Security, 2008 International Symposium on
Conference_Location :
Guangzhou City
Print_ISBN :
978-0-7695-3258-5
DOI :
10.1109/ISECS.2008.76
