The Relativity Studying between Information-Based Innovation and Core Competence Formation of State-Owned Commercial Bank in China

The information-based innovation is a kind of important mean to improve the information-based construction of our commercial bank, which raises the operational performance and promotes all-directionally the core competence for our commercial bank. The core competence of commercial bank can resolve to four main factors: risk control ability, comprehensive service ability, inner management ability and market develop ability. The research result can disclose the tiny view conduction mechanism of information-based innovation for the formation path of the core ability by empirical analysis for it, and may provide the dependable theory reference to raise the information-based creative efficiency and to strengthen the growth of core competence for our commercial banking.