Insurance Funds Involved in the Affordable Housing Construction Investment for Risk Management

Draw from home and aboard insurance investment research, and considering China´s insurance funds actually investment, then raised the risk management issues concerning insurance funds participate the affordable housing construction, basing on the theory of optimal allocation of economic resources, Pareto optimal state and Matthew Principle, from this paper we take a rational thinking about the domestic insurance funds in affordable housing investment, make interpretation of the main risks it may faces and the risk measurement, Clearly and definitely the Binding mechanism whether the insurance company or the government and so on, who should undertake responsibility, finally some suggestion put forward.