Chinese Commercial Banks´ Loan Innovation: Network Perspective

Chinese commercial banks´ loan innovation has been greatly upgraded along with Chinese market economy setting up. In this article, we have answered how they can innovate their loan model from the perspective of network. There are debtors´ networks in different commercial banks. The more intense those networks are the better that those commercial banks can have their evaluation knowledge. The better that those commercial banks manage their evaluation knowledge; the better their innovation performances are.