Notice of RetractionUnder the environment of industrial cluster financing SMEs based on the commercial credit perspective

Notice of Retraction

After careful and considered review of the content of this paper by a duly constituted expert committee, this paper has been found to be in violation of IEEE´s Publication Principles.

We hereby retract the content of this paper. Reasonable effort should be made to remove all past references to this paper.

The presenting author of this paper has the option to appeal this decision by contacting TPII@ieee.org.

Using small and medium-sized enterprises as the research object, this paper studies their financing through commercial credit means in the industrial cluster environment. Based on the definition of industrial cluster of small and medium-sized enterprises, and competitive advantage and industrial cluster can ascend SME´s financing capability, summarizes the research of industry cluster, the unique effect in third big effect leads commercial credit, through the analysis of industrial cluster in commercial credit is an effective way of alleviating credit constraints and credit rationing in middle and small-sized enterprises, and to within a certain degree of alleviating the financing difficulties of small and medium-sized enterprises, and expounds some disadvantages of commercial credit enterprise, namely fund revolving, destroy the economic order, promote the management fees, its disadvantages finally proposed to improve the commercial credit financing in industry cluster in the application of three small. Finally, the article makes a summary and puts forward the papers and prospects.