• DocumentCode
    3528926
  • Title

    An improved multi-class SVM algorithm and its application to the credit scoring model

  • Author

    Tian, Xiang ; Deng, Feiqi

  • Author_Institution
    Coll. of Autom. Sci. & Eng., South China Univ. of Technol., Guangzhou, China
  • Volume
    3
  • fYear
    2004
  • fDate
    15-19 June 2004
  • Firstpage
    1940
  • Abstract
    On the basis of the traditional SVM principle and a "one-by-one" classifier constructing strategy, a new multi-class SVM, named Binary Tree Multistage Support Vector Machine (BTMSVM), is proposed. This classifier is simple and results in less duplicating training samples. The credits of 96 listed companies of China in 2000 are evaluated with this SVM credit scoring model, and the simulation results show that a high classification accurate rate of up to 98.11% is attained.
  • Keywords
    credit transactions; statistical analysis; support vector machines; trees (mathematics); binary tree multistage support vector machine; credit scoring model; linear classification accuracy; statistical analysis; training samples; Binary trees; Classification tree analysis; Educational institutions; Mathematical model; Mathematics; Support vector machine classification; Support vector machines;
  • fLanguage
    English
  • Publisher
    ieee
  • Conference_Titel
    Intelligent Control and Automation, 2004. WCICA 2004. Fifth World Congress on
  • Print_ISBN
    0-7803-8273-0
  • Type

    conf

  • DOI
    10.1109/WCICA.2004.1341918
  • Filename
    1341918