Title :
Bank Lending Contract Designed for Different Type Borrowers
Author_Institution :
Sch. of Econ. & Manage., Shanghai Maritime Univ., Shanghai, China
Abstract :
Bank lending is an important source of external financing for enterprises. For retailers who will invest some goods, have private information including the type and the goods invested. The bank should provide different contracts to retailers with respect to the type. We analysis the bank lending contract under the condition that the bank can observe imprecise signal of the retailers´ type and the contracts.
Keywords :
banking; commerce; contracts; retailing; bank lending contract; enterprises; external financing; private information; retailers; type borrowers; Banking; Conference management; Contracts; Costs; DH-HEMTs; Data mining; Equations; Knowledge management; Portfolios; Signal analysis; bank lending; financial constraint; reservation cost;
Conference_Titel :
Knowledge Discovery and Data Mining, 2010. WKDD '10. Third International Conference on
Print_ISBN :
978-1-4244-5397-9
Electronic_ISBN :
978-1-4244-5398-6
DOI :
10.1109/WKDD.2010.17
