Notice of RetractionStudy on structural risks of listed commercial banks´ credit assets in China

Notice of Retraction

After careful and considered review of the content of this paper by a duly constituted expert committee, this paper has been found to be in violation of IEEE´s Publication Principles.

We hereby retract the content of this paper. Reasonable effort should be made to remove all past references to this paper.

The presenting author of this paper has the option to appeal this decision by contacting TPII@ieee.org.

This dissertation conducts a comprehensive analysis over the following three aspects: the term structure, industry structure and customer structure. In accordance with the differences of industrial risks among commercial bank loans, this thesis designs risk weights of the industries and selects representative listed commercial banks to simulate their structural risk assets, deriving the conclusion that after taking structural risks into account, the value of commercial bank loans is decreased. Indeed, structural risks may affect the asset value of listed commercial banks. On this basis, this paper tables several proposals to prevent structural risks of credit assets.