The impact of electronic banking on offer of financial services

Electronic banking (e-banking) is a form of banking bussines which is based on intensive use of computer networks, Web technologies, Internet and telecommunications. It´s implementation implicates appropriate hardware and software platform, precisely defined network components, specific organizational structure, standardization, etc. Today, concept of e-banking is generally associated with electronic transactions between bank and it´s clients, or, realization of electronic system of payment which (depending of categorization of clients) could be e-banking for civilians (retail banking) or e-banking for business (sometimes called corporate banking). Current law regulations and related solutions are disabling faster development of electronic services and represent stagnation for it´s further development, because some areas (which would provide faster and more dynamic electronic services development) of e-business domain are not regulated.