Improving management of utilities payment with web-based solution

The payment of the utilities: gas, electricity, water, mobile and fixed phones, internet, TV, insurance, local taxes, etc. benefits by multiple solutions. These solutions split in two categories: IT based (online) payment methods and outside payments methods, at different pay points. This research presents a solution, web-based and mobile based, for paying and managing the utilities that involves an online method which has an novel concept. This method is transparent to the users and involves almost zero time spent for payments and smaller costs generated by commissions than in other existing payment methods.