نقش تسهيلات (تكليفي و غيرتكليفي) بانك هاي تخصصي در رشد اقتصادي

The role of facilities ( duty and non duty) of specialized banks on the Economic Growth

Banks play important roles in the economic development, production growth investment and employment through directing their deposits to the legal and natural persons who are suffering from the shortage of cash flow. This paper aims at studying the effects facilities offered by the specialized banks on the economic growth of Golestan Province Iran. To achieve this purpose a descriptive - survey method based on multiple Regression Analysis and Panel Data Model was applied for data Analysis . The statistical population was all the active specialized banks during 1998-2005. Finding of the research showed that the effects of non-Taclifi facilities offered by the specialized banks, on the economic growth were greater than the Taclifi facilities in comparison. Generally, based on the estimated modeling specialized banks which offer facilities show positive and significant roles in the economic growth and creation of the added values . Such bank facilities can significantly affect the investment and production growth in the province