چكيده لاتين :
Despite the importance of credit insurance, specially commercial credit risk in developed countries, there is not enough attention to this kind of insurance in our country. This paper is the result of a research. In that research, first, based on current literature review that is related to credit system, credit risk management and credit insurance (The most important item), the probable effective function on prevention of growth and development of commercial credit insurance is identified and after collecting Iranian state insurance experts opinions and using analytical analysis, specially Sign Test (the most important one) the final functions identified. In this research, with collecting new data in a separate level, the importance of functions ranked, with using Analysis Hierarchy Process (AHP). The results of this part shows that obtained functions have different ranking importance.
